Mortgages ¦ Protection ¦ Insurance ¦ Other Services ¦ About Us
Crosby Mortgage Solutions does not charge for an initial consultation meeting. If you do appoint us to arrange your mortgage our typical broker fee is £299, however it could be as much as 1% of the loan amount, £299 payable on application and the remainder payable on completion. The precise amount will depend on your circumstances.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED AGAINST IT.
SECURING SHORT TERM DEBTS AGAINST YOUR HOME COULD INCREASE THE TERM OVER WHICH THEY ARE PAID AND THEREFORE INCREASE THE OVERALL AMOUNT PAYABLE.
Crosby Mortgage Solutions Limited is an Appointed Representative of First Complete Limited which
> Mortgages > Re-mortgages
It will come as no surprise to learn that mortgage lenders are in business to make profits and their primary way they do so is through the inherent inertia of their clients.
Whilst deals for new customers often produce little profit many lenders offer existing customers less competitive terms than those available to new customers, thus increasing their margins. Where lenders really win is where a client’s deals expire and they revert to the lenders standard variable rate. Jackpot!
By reviewing the mortgage market each time your mortgage deal expires you could save yourself a large amount of money over the term of your mortgage - or indeed pay off your mortgage sooner than you otherwise would.
Re-mortgaging can be a method of simply reducing your payments, but it might also be a way of releasing some of the equity in your property - possibly to improve the property, to consolidate some other debt or simply to treat yourself to something nice such as a holiday or a new car.
If you want to release some equity in your home contact us now to arrange an appointment.
If you would simply like to re-mortgage your home to save money let us know when your current mortgage deal is due to expire and we will contact you in good time to put an alternative in place.
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