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CROSBY MORTGAGE SOLUTIONS

A Friendly Face in the World of Finance ;-)


© 2023 Crosby Mortgage Solutions Limited

Registered in England and Wales

Registered office address - 1-3a Bank Building, Brompton Avenue, Crosby, Liverpool L23 3BA

Trading address - 1-3a Bank Building, Brompton Avenue, Crosby, Liverpool L23 3BA

 Registration  number - 6457579

0151 924 9312

Crosby Mortgage Solutions does not charge for an initial consultation meeting.  

A typical broker fee of £495 will be charged on application.


YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


Crosby Mortgage Solutions Ltd is an appointed representative of PRIMIS Mortgage Network (PRIMIS) - a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.  

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.


Residential Mortgages


For someone looking to buy a property these days there is a wide and potentially confusing array of mortgages available in the market.


Traditionally, the high street banks and building societies were the only source of mortgage loans and they still control the majority of lending.  The competitiveness of their offerings will vary from time to time, and they may also use their brand strength to appeal to customers.


Over the past ten years or so, the internet has become a major force in the mortgage market offering a route for new lenders to access clients without the need to establish expensive branch infrastructures.  This may allow lenders to offer more competitive products and many of the high street lenders have launched internet operations to compete.


Finally, some lenders chose only to offer mortgages through intermediaries as a method of further reducing their infrastructure costs, or offer special terms to larger intermediary networks to secure volume sales.


When it comes to how much a lender will lend, each lender will adopt its own criteria.  Lenders will now will look at each client’s individual affordability with some also capping lending based on a multiple of salary.


As a professional adviser Crosby Mortgage Solutions can match the most appropriate mortgage available with your personal circumstances.